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Department Has Taken Steps to Improve the Detection of Uninsured Motorists, Report No. 04-52, August 2004
Full report in PDF format

  • The Department of Highway Safety and Motor Vehicles has taken steps to reduce the length of time that it takes to identify uninsured motorists.  Under its former system, an uninsured motorist could operate a vehicle for an extended period of time (165 days) before being identified and subjected to enforcement action.  The department is now implementing an on-line insurance data reporting system that, along with other changes, is expected to reduce this time period to 60 days.  Currently, 129 insurance companies, accounting for approximately 95% of the motor vehicle insurance policies in the state, are using this new reporting system.
  • The department reported that Florida’s uninsured motorist rate was 5.9% (or 665,475 uninsured vehicles) as of June 2004, which was significantly lower than the estimated rate in prior years.  The lower rate appears to be primarily due to the department using a new methodology for estimating the percentage of uninsured motorists in the state.  However, it does not reflect the likelihood of being in an accident involving an uninsured motorist.  The department estimated that 8.2% of the vehicles involved in crashes during Fiscal Year 2003-04 may have been uninsured.

Which Government Program Summaries contain related information?

Department of Highway Safety and Motor Vehicles (DHSMV)
Driver License Field Operations

What other OPPAGA-related materials are available?

  • Report No. 02-52 Progress Report: Department of Highway Safety and Motor Vehicles Addresses Most Driver License Recommendations, published in October 2002.
  • Report No. 01-02 Justification Review: Driver License-Related Activities Performed by the Licenses, Titles, and Regulations Program Department of Highway Safety and Motor Vehicles, published in January 2001.
  • Report No. 00-25 Program Review: License Plate Seizure Program’s Error Rate Still High; Program Should Be Abolished, published in December 2000.
  • Report No. 97-20 Follow-up Report on the Uninsured Motorist Program Administered by the Florida Department of Highway Safety and Motor Vehicles, published in December 1997.
  • Report No. 95-15 Review of the Uninsured Motorist Program, published in December 1995.

Copies of this report in print or alternate accessible format may be obtained by telephone (850/488-0021), by FAX (850/487-9213), in person, or by mail (OPPAGA Report Production, Claude Pepper Building, Room 312, 111 W. Madison St., Tallahassee, FL 32399-1475).
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